Category Archives: Workers Compensation
What Medical Expenses Does Workers’ Compensation Pay?
By law, workers’ compensation insurance companies must pay all reasonably necessary medical expenses. This subjective term means different things to different people. Many insurance adjusters believe that “reasonably necessary” means “cheapest available.” The cheapest available treatment is usually not the best available treatment, mostly because many workplace injuries such as head injuries, are difficult… Read More »
Job Injuries and Medical Collections Notices
According to Florida law, workers’ compensation pays all reasonably necessary medical expenses. So, job injury and illness victims are not financially responsible for any unpaid charges. Therefore, if you were injured at work, saw a doctor, and received a bill, that bill is probably illegal under the Florida Consumer Collection Practices Act. Additionally, the… Read More »
Workers’ Compensation and Lost Wage Replacement in Florida
In the wake of a disabling job-related injury or illness, the combination of medical bills and everyday bills is financially crippling in most cases. In Florida, a workers’ compensation insurance company must pay all reasonably necessary medical bills. This benefit, while important, only solves half this problem. As unpaid bills mount, financial stress mounts… Read More »
How Do Hospitals Violate Fair Debt Laws for Injured Workers?
Workers’ compensation benefits cover all reasonably necessary medical bills, and job injury victims aren’t financially responsible for unpaid charges. Nevertheless, hospitals often violate fair debt laws by attempting to collect medical bills from injured workers. These violations often occur due to misunderstandings of workers’ compensation rules, aggressive billing practices, or failure to properly coordinate… Read More »
When Do I Get My First Workers’ Compensation Check?
All job-related illness and injury victims must wait at least seven days before they receive their first payments. If an injury or illness requires them to miss more than twenty-one days of work, and it probably will, victims receive the first seven days of lost wage replacement benefits retroactively. Unfortunately, in most cases, victims… Read More »
Spotlight on the Fatal Four Construction Accidents
According to the Occupational Safety and Health Administration, the fatal four construction accidents cause over half of the fatal construction accidents in Florida. The tragic thing is that these accidents are also among the easiest injuries to prevent. But to many companies, workplace safety is an unnecessary cost that hurts the bottom line, which… Read More »
Watch Out for These Workers’ Compensation Loopholes
Workers’ compensation is no-fault insurance that replaces lost wages and pays medical bills in the event of a work-related illness or injury. However, no-fault does not mean “no problem.” In fact, in many cases, the opposite is true. Even though workers’ compensation and other insurance companies earn over $1 trillion a year, these companies… Read More »
Overcoming Defenses in Workers’ Compensation Matters
Generally, workers’ compensation benefits, mostly medical bill payment and lost wage replacement, are no-fault benefits. Victims must only prove their illnesses or injuries were work-related to obtain full benefits. However, a few limited defenses apply in a few cases. Insurance company lawyers stretch these defenses as far as possible and use them as an… Read More »
Lost Wages and Workers’ Compensation: What You Need to Know
Most families live hand to mouth. Most people cannot pay cash to cover a $400 emergency expense. Since most households walk such a fine line between making ends meet and falling behind, even a temporary income disruption is usually devastating. The devastation has emotional effects as well as financial ones. Money stress increases physical… Read More »
What You Should Know About IMEs in Florida
The first thing you should know about an IME in Florida is what this acronym stands for. Independent Medical Examinations are part and parcel of many workers’ compensation claims in many jurisdictions. IMEs are especially critical in states like Florida that don’t allow most job injury victims to choose their own doctors. The primary… Read More »
