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Category Archives: Workers Compensation

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Overcoming Defenses in Workers’ Compensation Matters

By Kobal Law |

Generally, workers’ compensation benefits, mostly medical bill payment and lost wage replacement, are no-fault benefits. Victims must only prove their illnesses or injuries were work-related to obtain full benefits. However, a few limited defenses apply in a few cases. Insurance company lawyers stretch these defenses as far as possible and use them as an… Read More »

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Lost Wages and Workers’ Compensation: What You Need to Know

By Kobal Law |

Most families live hand to mouth. Most people cannot pay cash to cover a $400 emergency expense. Since most households walk such a fine line between making ends meet and falling behind, even a temporary income disruption is usually devastating. The devastation has emotional effects as well as financial ones. Money stress increases physical… Read More »

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What You Should Know About IMEs in Florida

By Kobal Law |

The first thing you should know about an IME in Florida is what this acronym stands for. Independent Medical Examinations are part and parcel of many workers’ compensation claims in many jurisdictions. IMEs are especially critical in states like Florida that don’t allow most job injury victims to choose their own doctors. The primary… Read More »

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Fla. Court Rules on ‘Voluntary’ Resignations in Workers’ Comp Settlements

By Kobal Law |

If a disabled worker can still perform essential job tasks, the employer cannot make a workers’ compensation settlement contingent on the worker’s “voluntary” retirement, according to the Middle District of Florida. The Facts After a trucking company driver hurt his left knee at a terminal, he underwent an MRI of the knee. Based on… Read More »

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Officials Anticipate Another Workers’ Comp Rate Decrease

By Kobal Law |

In September 2025, the National Council on Compensation Insurance, the leading authority in this area, recommended a 6.9 percent rate decrease for 2026. The NCCI’s proposed reduction is a recommendation only. Rates are set by the Florida Commissioner of Insurance, usually after a public hearing. “The workers compensation system remains healthy. For the last… Read More »

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Does Workers’ Comp Pay Medical Bills?

By Kobal Law |

If an injury or illness was work related, workers’ comp, and only workers’ comp, pays medical bills, at least in most cases. Generally, workers’ compensation is the exclusive remedy for all reasonably necessary medical bills, from EMT care at the scene all the way to the last day of physical therapy. These benefits last… Read More »

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Job Injury Benefits for LEP Workers in Florida

By Kobal Law |

Tampa is an international city. Approximately a third of area residents speak a language other than English at home. Most of these individuals describe their English skills as good or fair. When LEP (limited English proficiency persons) go to work, their manual and trade skills make them excellent employees, but their limited English skills… Read More »

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WI Backs Off SSDI/Workers’ Comp Offset Plan

By Kobal Law |

In a case we’ve been watching closely, on September 19, Wisconsin’s Department of Workforce Development backed off its controversial plan to offset SSDI and workers’ compensation benefits. During the administration of Gov. Scott Walker, DWD asserted in a  proposal that disability payment recipients who applied for unemployment insurance were probably “double-dipping” and committing “fraud.”… Read More »

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Workers’ Compensation Double-Billing in Florida

By Kobal Law |

The average job injury-related medical bill in Florida exceeds $40,000. Most group health plans exclude injury-related costs, and most families can’t afford to pay these bills out of pocket. Workers’ compensation usually covers medical expenses, and workers’ compensation medical bill double-billing threatens this important benefit. Injured workers are entitled to other benefits as well,… Read More »

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Orange County Job Injury Sparks Federal Lawsuit

By Kobal Law |

Court documents allege that a renovation worker at an Orlando hotel was seriously injured by a defective scissor lift. These same documents state that the victim’s injury occurred in May 2023, as he installed new televisions and speakers at the hotel’s pool. He had just finished the work using a rented “scissor lift that… Read More »

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