Author Archives: Jason Kobal
What Does Workers’ Comp Help Pay For?
Workers’ comp helps pay for almost everything, from groceries and utility bills to physical therapy and doctor bills. In fact, in many cases, workers’ comp doesn’t just help pay for these expenses. It pays all of them. Job injury benefits in Florida usually include a lost wage replacement cash stipend and direct payment of… Read More »
What is the Definition of Disability for Social Security?
Generally, “disability” means a physical or mental condition that inhibits daily activities. But the Social Security Administration defines the D-word very specifically, as outlined below. Many disability programs, such as VA disability and workers’ compensation, pay benefits to partially or temporarily disabled individuals. But to the SSA, disability is all or nothing. You’re disabled… Read More »
Five Examples of Nursing Home Neglect in Florida
The various kinds of nursing home neglect in Florida usually have a common denominator, which is nursing home understaffing. Over half of the long-term care facilities in the Sunshine State are dangerously understaffed. Quite simply, understaffed facilities don’t have enough people to sufficiently care for residents. Understaffing has collateral effects as well, mostly on… Read More »
Do I Get Paid if I Get Injured at Work in Florida?
Most job injury victims receive two-thirds of their average weekly wage, up to a maximum $1,295 per week, for the duration of their temporary or permanent disabilities. Falls are, by far, the most common work injuries in Florida. Serious falls usually cause serious injuries, such as broken bones and head injuries. Incidentally, you get… Read More »
Are You Allowed to Work on SSD?
Yes. In fact, the Social Security Administration encourages disability recipients to overcome the physical, emotional, and/or other challenges they face and return to the workforce. Some program requirements apply, which are discussed below. Furthermore, as of January 1, 2025, all disability recipients can earn up to $1,620 per month for non-blind individuals and $2,700… Read More »
Can I Choose My Own Workers’ Comp Doctor in Florida?
Unfortunately, in most cases, job injury or illness victims in Florida must see company doctors. However, they have an absolute right to a second opinion, just like all other medical patients. A second opinion, or a supplementary medical opinion, is usually a very good idea in a workers’ compensation case, to take full advantage… Read More »
Five Hidden Workers’ Comp Medical Benefits
Most people know about the workers’ compensation medical benefit. But many people don’t know how extensive this benefit is. In a nutshell, workers’ comp covers all reasonably necessary medical bills. The list of reasonably necessary injury or illness-related bills doesn’t end with direct medical care expenses, or even begin with them. In a perfect… Read More »
How Much Does Workers’ Comp Pay in Florida?
The Average Weekly Wage (AWW), which as of January 1, 2025 is a maximum $1,295 per week, determines how much workers’ comp pays in Florida. Most job injury victims receive two-thirds of their AWW for the duration of their temporary or permanent disabilities. These benefits, along with medical payment benefits, are available regardless of… Read More »
FAQs About Workers’ Compensation in Florida
A hundred years ago, when the Grand Bargain gave birth to workers’ compensation, the system was very simple and quickly paid benefits to injured workers, regardless of their fault for the accident. But today, insurance company interests dominate the workers’ compensation system, which is lengthy, complex, and frustrating. Because of these complexities, many people… Read More »
Job Injury Medical Bills and the FCCPA
The Florida Consumer Protection Practices Act, which is in Chapter 501 of the Florida Statutes, is a consumer protection statute that plays a vital role in many workers’ compensation matters. Basically, the FCCPA prohibits supplemental job injury billing, a very common practice in the Tampa Bay area. More on that below. In Florida, workers’… Read More »
