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Author Archives: Jay Butchko

MoneyTax

Determining the AWW in a Workers’ Compensation Matter

By Kobal Law |

In 1973, the Average Weekly Wage in America was $132. By 2024, the AWW had increased to $960. Obviously, individual wages among injured workers vary significantly. Additionally, the composition of the AWW varies significantly. Wage income is not always the same thing as cash income. More on that below. Maximum lost wage replacement benefits… Read More »

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MentalWorkStress

Mental Stress is Now the #1 Job Injury

By Kobal Law |

Anxiety, stress, and related mental illness now account for 52 percent of all job-related injuries, according to a recent study. A new Atticus study found that mental health issues such as stress and anxiety are now the number one most common workplace injury, making up most of all workplace injury cases. Google searches for… Read More »

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SSDI_6

Am I Disabled?

By Kobal Law |

Over 13 percent of the U.S. population, or some 42 million people, is disabled. In the everyday world, “disability” basically means a physical, emotional, or other impairment that significantly impairs at least one daily function, such as concentrating at work or walking up stairs. Usually, we associate disabilities with permanent conditions. Recovering surgical patients… Read More »

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WorkInjury15

What to Expect in a Workers’ Compensation Matter

By Kobal Law |

Above all, job injury victims should expect a fight, especially over damages (amount of lost wages and medical bills). Insurance companies earn almost $1.5 trillion a year. They’re determined to hold onto as much of this money as they can. They’re willing to invest some of it, mostly in legal fees, to accomplish that… Read More »

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WorkInjury18

How Medical Bill Payment Works in Job Injury Cases

By Kobal Law |

Insurance companies, including workers’ compensation insurance companies, pay medical bills according to a pre-negotiated fee schedule. If workers’ compensation covered a reasonably necessary expense, the provider must accept payment per the fee schedule from the workers’ compensation insurance company. Frequently, to collect more money, the provider claims the expense wasn’t covered or wasn’t reasonably… Read More »

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Firefighter

Freak Workplace Injury Hospitalizes Firefighter

By Kobal Law |

A North Collier Fire Rescue District was rushed into surgery after she was struck by a fire hydrant while working to control a house fire. According to officials, NCF Firefighter Susana Webb was severely injured while laying out the fire hose to attach it to the fire hydrant. The fire district spokesperson said the… Read More »

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WorkersComp5

Five Common Workers’ Compensation Defenses

By Kobal Law |

Typically, workers’ compensation claims are no-fault matters. If an illness or injury is work-related, full benefits are available, even if the victim was partially at fault, or entirely at fault, for that injury. However, over the years, Florida judges and lawmakers have watered down the no-fault rule. Today, a handful of defenses are available… Read More »

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LostWages

Determining Lost Wages in a Florida Workers’ Compensation Matter

By Kobal Law |

The lost wage replacement rule appears straightforward. Victims with temporary job-related disabilities are entitled to two-thirds of their average weekly wage until their doctors clear them to return to work. The method for determining the AWW is less straightforward. Most insurance companies add the last ten “net pay” lines for the last ten weeks… Read More »

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FishermanNet

Five Most Dangerous Jobs in Florida

By Kobal Law |

Despite numerous health and safety laws, American workplaces are dangerous, to the tune of over two million injuries per year. Our list of the most dangerous jobs in Florida contains some expected occupations as well as some unexpected ones. Job injuries include trauma injuries, such as falls, and occupational diseases, such as hearing loss…. Read More »

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MedicalBill

Who Pays Job-Injury-Related Medical Bills?

By Kobal Law |

If the medical expense was reasonably necessary, the workers’ compensation insurance company is legally required to pay the bill. Frequently, insurance companies and medical providers agree on lower fees. For example, if the “list” price of an MRI is $2,000, the insurance company might agree to pay $1,000. In these situations, hospitals cannot come… Read More »

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