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Monthly Archives: March 2023


Court Slams Insurance Company’s Bad Faith Tactics

By Kobal Law |

Two insurance carriers quickly settled a catastrophic injury claim while a third one “sat on its thumbs,” according to a unanimous decision from a federal appeals court. In reaching this conclusion, the Eleventh Circuit Court of Appeals rejected the insurance company’s excuse that a key witness was not fully cooperative. “American Builders did everything… Read More »

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Top Five Workers’ Compensation Denial Reasons

By Kobal Law |

Insurance companies state that Claims Examiners pay about 80 percent of workers’ compensation claims. This claim is very misleading. There’s a big difference between paid and paid in full. Insurance companies often cite one of the reasons listed below, even if the rationale for denial is very weak, and then pressure victims into settling… Read More »

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Can I Sue Outside The System In Florida?

By Kobal Law |

Not very often. The Sunshine State, like most other jurisdictions, has a very broad exclusive remedy law. Injured workers usually cannot sue their employers in court. Likewise, injured subcontractor employees cannot short-circuit the exclusive remedy law and file legal actions against general contractors. However, there are some exceptions to this law, some of which… Read More »

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Workers’ Compensation Insurance Premiums Drop Again

By Kobal Law |

According to a recent survey, insurance premiums are up almost across the board, except for job injury insurance. Business owner policies, commercial auto insurance policies, umbrella policies, and general liability policies all got more expensive. But workers’ compensation premiums dropped another 1.4 percent. “2022’s hard market was reflected in this year’s Ivans Index, showing… Read More »

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