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Monthly Archives: January 2022

DisaInsurance

A New Year, A New You! Evaluating The Purchase Of Disability Insurance

By Kobal Law |

Studies show that 1 in 4 workers experience a disability before they retire. • Construct your rights and economic future like LEGO bricks. If the option is available, be sure to purchase a disability insurance policy through your work or union private plans. If that option is not available, you can also utilize a… Read More »

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MedicalDebt

What You Should Know About Medical Debt And Workers’ Compensation

By Kobal Law |

Since the end of the Great Recession, fees for medical services have increased dramatically. At the same time, the Supreme Court has removed some important protections from the Fair Debt Collection Practices Act. In other words, job-related injury and illness bills are higher than ever. And, providers are more aggressive than ever when it… Read More »

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InjuryInsurance

Medical Evidence In Workers’ Compensation Claims

By Kobal Law |

As part of the Grand Bargain between workers and management, Florida workers’ compensation is no-fault insurance. But “no-fault” does not mean “automatically eligible.” Eligibility rules apply. Florida’s workers’ compensation law has strict time deadline requirements. Furthermore, injured victims must prove their condition is work-related. Medical evidence is perhaps the biggest requirement. In some states,… Read More »

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SlipSenior

What You Should Know About Nursing Home Falls

By Kobal Law |

Falls, which usually cause serious physical and emotional injuries, are rampant at many nursing homes. Over half of long-term care residents fall every year. The rate is so high because the risk is so high. Most nursing home residents have pre-existing conditions that affect fall risk. Gait disorders are a good example. Many older… Read More »

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SSD5

What To Expect In A Social Security Disability Claim

By Kobal Law |

Largely depending on current and lifetime income, a Social Security Disability recipient could get up to $3,100 per month. The Social Security Administration uses a mind-numbing PIA (Primary Insurance Amount) formula to determine the amount of benefits in a given case. That’s just one of the many intricacies involved in these claims. On top… Read More »

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WorkersComp

What Happens If Your Employer Does Not Have Workers’ Compensation Insurance In Florida?

By Kobal Law |

Florida law requires employers to carry workers’ compensation insurance. Unfortunately, just because workers’ compensation insurance is mandatory for most employers in Florida does not mean that all of them comply with the state law. If you get injured at work and your employer does not carry workers’ comp insurance, you will have a hard… Read More »

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